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Personal Finance
By Platform Administrator · Submitted Sep 30, 2026
- Content Area
- History and Social Science
- Grade
- 10
Students demonstrate their financial literacy around saving money by designing Public Service Announcements (PSAs) to inspire people to save money. Students work in groups as part of a marketing team and receive an assigned demographic for which to create their PSA (elementary school children, recent college grads, families living paycheck to paycheck, individuals with high credit card or loan debt, people who make over $150,000 per year, professional athletes). Their challenge is to help educate their assigned demographic on effective ways to save money based on their individual situations through the creation of a tailored PSA.
MA Standards
HSS.PFL.T2.02
Explain the relationship between principal (the initial amount of money deposited in a bank by a person), interest (the amount earned from a bank, usually annually), and compound interest (interest earned on the principal and the interest already earned).
HSS.PFL.T2.04Research and report on government policies such as individual retirement accounts and educational savings plans, analyzing their effectiveness as incentives for saving.
HSS.PFL.T2.06Formulate a savings or financial investment plan for a future goal (e.g., college or retirement).
SLCA.9-10.4Present information, findings, and supporting evidence clearly, concisely, and logically such that listeners can follow the line of reasoning and the organization, development, vocabulary, substance, and style are appropriate to purpose, audience, and task.
Resources
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Personal Finance Task Template (PDF) PDF · 163 KB
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Personal Finance Task Template (Word) DOCX · 1.59 MB
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Student Directions DOCX · 1.74 MB
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Personal Finance Rubric DOCX · 1.54 MB
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IB Rubric DOCX · 32.8 KB
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